Commission split calculator, cap included

It is the maximum the brokerage will take from you in a year on the split. Once you have paid it, your split flips — later commissions come to you in full, usually still less any per-deal fee. It is the single biggest reason a flat-split calculation stops matching your statement partway through a good year.

Because the transaction fee comes off your side after the split, and because the cap changes the split partway through the year. A 70% agent on a $12,000 commission with a $395 fee is really keeping about 66% on that deal — and 97% on a deal after the cap.

At both rates. The brokerage takes only what is left of the cap, and the rest of that commission is yours. This calculator handles that single deal correctly, which is where most of the arithmetic errors in this category happen.

Set the cap to 0 and the calculation runs as a straight split for the whole year. The cap section disappears, because there is no flip to show you.

This one models a single split plus a cap, which covers the most common arrangement. A graduated plan that steps at several volume thresholds is a different shape and is not modelled here — take the cap result as the closest approximation.

It is what reaches you before tax and before your own business expenses — marketing, licence and board fees, your car. Treat the figure as the top of your income rather than the bottom.